A one-off purchase
A payment on a site you do not use regularly: the card holds exactly the purchase amount.
A separate virtual card for one specific task: top it up with exactly what you need, pay, and send the remainder back to assets.
Get a cardMillpay has no separate “temporary” plan — the scenario is built from a regular virtual card.
A temporary card usually means one opened for a specific task: a single purchase, a trial subscription or a payment on an unfamiliar website. Millpay has no separate “temporary card” product — this scenario is built from a regular virtual card, and saying so is more honest than promising a plan that does not exist.
The mechanics are simple: you issue a virtual card, top it up with exactly the amount you need and use it for one task. Anything left over goes back to assets, and the card itself can be swapped for a new one at any time in the web app.
If you need a permanent instrument rather than a one-off, see the overview on the Millpay virtual cards page.
A payment on a site you do not use regularly: the card holds exactly the purchase amount.
For a service’s trial period the balance caps whatever can be charged once the trial ends.
A card for one spending category — the rest of your funds stay in assets and never take part in a payment.
If the details have been exposed somewhere, the active option can be swapped for a new one in the web app.
Issue a virtual card in the web app — Mill Go for $20 or Mill Daily for $45.
Add exactly the amount the payment needs, allowing for the 2.5% top-up fee and the transaction fee.
Pay by card details with 3-D Secure confirmation, or through a linked mobile wallet.
Send unspent funds back with the “Return funds to assets” button.
Once the task is done, the active option can be replaced with a new one at any time.
Technically it is the same card — only the way you use it differs.
| One-off scenario | Ongoing use | |
|---|---|---|
| Top-ups | for one task’s amount | regular, for current spending |
| Remaining balance | returned to assets after the payment | stays on the card |
| Usage period | until the task is closed | no scenario-based limit |
| Issuance terms | the same: $20 Mill Go / $45 Mill Daily | the same: $20 Mill Go / $45 Mill Daily |
| Card replacement | after the task is closed | as needed |
The issue fee is charged at issuance, so opening a new card for every small purchase is not worth it — topping up the existing card for a specific task makes more sense.
Millpay has no fixed-denomination cards: you set the balance yourself when topping up. The choice is between the two card options.
| Condition | Mill Go | Mill Daily |
|---|---|---|
| Card currency | USD | USD |
| Issue price | $20, charged at issuance | $45, charged at issuance |
| Minimum first top-up | $10 | $10 |
| Top-up fee | 2.5% | 2.5% |
| Transaction fee | $0.1 | up to $5 — $0.1; $5–10 — $0.3; over $10 — $0.5 |
| Google Pay | Yes | Yes |
| Apple Pay | No | Yes |
| Alipay / WeChat | Yes | Yes |
| Offline payments | No | Yes |
Before the card is issued you pass identity checks under internal KYC and AML procedures — a requirement for a licensed operator.
Every payment is confirmed via 3-D Secure, and the confirmation code is requested inside the Millpay web app.
The number, expiry date and security code are not printed on plastic and are revealed only in your account via the “Show details” button.
The card holds exactly the amount you topped it up with — the rest of your funds stay in assets and are never involved in a payment.
Register in the Millpay web app — a phone number is all you need, no installation required.
Pass the identity check under KYC procedures. If it is declined, you can go through it again once the reasons are resolved.
Choose Mill Go or Mill Daily — the issue price is $20 and $45 respectively, charged at issuance.
Card details appear in the web app right after the issue fee is paid — there is nothing to wait for.
Top up the balance online: the minimum first top-up is $10, the top-up fee is 2.5%. After that the card is ready to pay.
Still have questions? Write to us — support replies in the web app
There is no separate product with a limited validity period. The one-off card scenario is built from a regular virtual card: you top it up for a specific task and return the remainder to assets after paying.
No, Millpay has no fixed-denomination cards. You set the balance yourself when topping up — the minimum first top-up is $10.
It does not expire. It is returned to assets via the “Return funds to assets” button in the web app.
Yes, the active card option can be swapped for a new one at any time in the web app.
The same as a regular card: $20 for Mill Go and $45 for Mill Daily, charged at issuance. That is why for small purchases it is cheaper to top up a card you already have than to issue a new one.
You can open both options — Mill Go and Mill Daily, each with its own terms. If you need a different limit, an extra option can be opened at any time.
Issue a card for one specific task and return the remainder to assets after paying
Get a card
