Online stores and marketplaces
Payment goes through by card details right on the site — just like with a regular card.
A card for internet payments: details are issued online, payments are confirmed via 3-D Secure, and the balance is visible in the web app.
Get a cardFits websites, apps, subscriptions and digital services.
Payment goes through by card details right on the site — just like with a regular card.
Streaming platforms, cloud storage, AI tools and other online products.
If a service accepts payment by card number, the details of a Millpay virtual card will do.
Google Pay is available on both card options, Apple Pay on Mill Daily only, Alipay and WeChat on both.
Both options work for online payments. Mill Go is built for online services and is cheaper to issue; Mill Daily is more versatile and adds offline payments and Apple Pay.
| Condition | Mill Go | Mill Daily |
|---|---|---|
| Card currency | USD | USD |
| Issue price | $20, charged at issuance | $45, charged at issuance |
| Minimum first top-up | $10 | $10 |
| Top-up fee | 2.5% | 2.5% |
| Transaction fee | $0.1 | up to $5 — $0.1; $5–10 — $0.3; over $10 — $0.5 |
| Google Pay | Yes | Yes |
| Apple Pay | No | Yes |
| Alipay / WeChat | Yes | Yes |
| Offline payments | No | Yes |
If you pay online only, Mill Go is enough. If you also need offline payments and Apple Pay, take Mill Daily.
Make sure the card holds enough including the transaction fee: $0.1 on Mill Go, from $0.1 to $0.5 on Mill Daily.
Tap “Show details” in the web app — the number, expiry date and code are visible to the account owner only.
Fill in the payment form on the site: card number, expiry date and confirmation code.
The payment goes through a 3-D Secure check — the confirmation code is requested in the Millpay web app.
The charge and the final amount appear in the transaction history right after the payment.
A subscription charges money regularly, so keeping a sufficient balance matters: if there are not enough funds at the moment of the next charge, the service will decline the payment and may suspend the subscription.
A handy approach is to keep a separate card for subscriptions: the balance then caps what can be charged, while the rest of your funds stay in assets. More about that scenario on the temporary card page.
The balance is topped up online in the web app; no separate bank transfer is needed.
Before the card is issued you pass identity checks under internal KYC and AML procedures — a requirement for a licensed operator.
Every payment is confirmed via 3-D Secure, and the confirmation code is requested inside the Millpay web app.
The number, expiry date and security code are not printed on plastic and are revealed only in your account via the “Show details” button.
The card holds exactly the amount you topped it up with — the rest of your funds stay in assets and are never involved in a payment.
Before retrying, run through this list — most declines come down to one of these.
| Parameter | Mill Go | Mill Daily |
|---|---|---|
| Issue price | $20 | $45 |
| Minimum first top-up | $10 | $10 |
| Top-up fee | 2.5% | 2.5% |
| Transaction fee | $0.1 | up to $5 — $0.1; $5–10 — $0.3; over $10 — $0.5 |
| Currency | USD | USD |
The transaction fee is fixed on Mill Go, while on Mill Daily it is calculated across three purchase-amount brackets.
Register in the Millpay web app — a phone number is all you need, no installation required.
Pass the identity check under KYC procedures. If it is declined, you can go through it again once the reasons are resolved.
Choose Mill Go or Mill Daily — the issue price is $20 and $45 respectively, charged at issuance.
Card details appear in the web app right after the issue fee is paid — there is nothing to wait for.
Top up the balance online: the minimum first top-up is $10, the top-up fee is 2.5%. After that the card is ready to pay.
Still have questions? Write to us — support replies in the web app
Yes. The card is accepted wherever payment is taken by card details. For recurring charges it is important to keep enough on the balance — otherwise the next payment will be declined.
No. Millpay runs in a web app: you can open a card, view its details, top up the balance and get the 3-D Secure code from a browser on your phone or computer.
The code is requested in the Millpay web app at the moment of payment — only the account owner has access to it.
For online-only payments Mill Go is enough: $20 to issue and a fixed $0.1 transaction fee. Mill Daily costs $45 and is needed if you also require offline payments and Apple Pay.
Most often the balance does not cover the fee, the card details are wrong, or 3-D Secure confirmation was not completed. Funds stay on the balance when a payment is declined.
Yes, the remaining balance goes back to assets via the “Return funds to assets” button in the web app.
Open a card for internet payments and pay services by card details
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